According to the Florida Department of Highway Safety and Motor Vehicles, there are roughly 41,000 accidents involving large accidents on a yearly basis. Most of these accidents result in serious injuries or even the death of the drivers and passengers involved in the collision. Florida comes under the top ten states in which truck accidents occur. Clearly, there are far too many accidents occurring in Florida.

The reason for this high accident rate can be explained by the following:

  • The large number of imports and exports that occur in Florida (there are a lot of cargo trucks transporting goods)
  • Roads and bridges which are not safe to drive on for larger vehicles
  • Violation of safety standards (such as improper brake maintenance)
  • Distracted driving
  • Use of drugs and alcohol
  • Driver fatigue
  • Very high traffic flow

If the accident clearly occurred due to the improper maintenance of roads then it is actually possible to make a claim against the state or the county. A person should get in touch with a truck accident lawyer in Miami, Florida to determine who they should be making a claim against. Truck accidents are very different from smaller vehicle collisions, especially when it comes to attributing fault. Since so many parties are often involved, each having their own insurance company that has its own insurance policies, matters can become complicated very quickly. A person may even get calls from various insurance companies right away offering them a certain amount of settlement.

It may be tempting to quickly respond to the companies because a person obviously needs the finances as soon as possible to pay for their damages, but it is best to wait and talk to a legal professional first. A truck accident lawyer will be able to help a person decide whether the settlement amount offered is fair enough or whether they should demand more in order to cover the cost of their damages.

Many times, drivers are unaware of what damages they can claim for. It’s not just the economic damages such as medical bills and property damage that a person can claim, but they can also ask for settlement for the pain and suffering the accident forced them to endure. A legal professional can help a person determine which defenses to use for themselves and which claims to make against the truck driver and relevant parties in court.

What is the claims process in Florida?

After a person gets in touch with their lawyer the lawyer will check the facts thoroughly and decide how much a person is entitled to receive. They will then write up a claims letter and send it to a person’s insurance company. This will usually be followed by negotiation and a final decision. If the insurance company fails to respond in a timely manner or they refuse to give how much they are legally required to give, then a person can escalate matters and demand compensation in a court setting.