Omaha, NE – Truck accidents account for roughly 10% of all crashes in Nebraska, so most drivers have no experience in dealing with this type of claim. This type of crash often results in severe injuries, which means a lot of money to recover in damages. To make sure you get the compensation you’re entitled to, you must not make any mistakes. If you know what’s good for you, talk to an experienced Omaha truck accident lawyer as soon as possible.
What to do after a truck accident in Nebraska?
The successful settlement of your truck accident claim depends on these key elements:
Talking to a lawyer
If you don’t get a skilled truck accident lawyer right away, there’s the risk you won’t be able to determine the exact cause of the crash, so you may never know who is liable for damages. In most cases, truck accident lawyers conduct their own investigation into the crash. The police report is very important, but it might not tell the whole story. At the very least, your lawyers will visit the crash scene and talk to eyewitnesses. If they have reason to believe a mechanical failure may have been involved they will bring in independent experts to examine the truck. They’ll also check if the truck was overloaded, another common cause of truck accidents. Also, they’ll want to know if the trucker complied with federal road safety regulations.
Once they’re done, they’ll be able to tell you if you should file a claim with the trucker’s insurer or if you have a case against the trucking company or those responsible for loading the vehicle.
Dealing with the insurance company
You are required to inform your own insurance company of the accident, but you may also get a call from the insurer representing the trucker or his employer. Be very careful what you tell them. If they ask for a recorded statement, you should refuse to do that. You are under no obligation to give any statement and anything you say can and will be used against you. Keep in mind that Nebraska follows a modified comparative negligence rule. If the insurance adjuster determines that you’re 50% or more to blame for the accident, you cannot recover any damages.
Also, do not accept a quick settlement offer. If they offer you money quickly, this means they know your claim is worth much more and they just want to get rid of you.
Tell them your lawyers will be in touch.
Getting your injuries well-documented
When you file a personal injury claim you will have to show the extent of your injuries and prove they were caused by the crash. You know you were injured in the accident, the insurance adjuster knows it, too, but he may argue you had a pre-existing medical issue or you injured yourself after the crash. This is a common trick insurance companies use to minimize the value of your damages.
If you have visible injuries, take some photos right there at the scene of the crash.
Even if you’re not feeling too bad, go to the ER or see your personal physician as soon as possible. You will need medical records to show you sought medical help right after the crash.
Once your lawyers have determined the cause of the crash and put an estimate on the compensatory damages you’re entitled to, they will formulate a letter of demand and send it to the insurance company representing the trucker and/or any other party they hold liable for damages.
If you were recently injured in a car accident in Nebraska, schedule a free consultation with a knowledgeable attorney at the Rensch & Rensch Law firm, with offices in Omaha and Columbus. Their attorneys work on a contingency fee basis, so you don’t owe them anything unless they win your case.
Rensch & Rensch Law
7602 Pacific St #102, Omaha, NE 68114
1470 25th Ave, Columbus, NE 68601