Orange, FL- Have you been injured in a truck accident in Florida? Are you facing exorbitant medical bills? Were you temporarily or permanently disable? Are you planning on filing a truck accident claim? If you answered yes to any of those questions, there are some things you need to know about filing your truck accident claim.

The most important thing you need to know about filing a truck accident claim is the state’s no-fault insurance rules that apply to traffic accidents. In Florida, truck accident victims who are injured must file their personal injury claim with their insurer. Your medical expenses, emotional damages and compensation for property damage are the responsibility of your insurer unless your injuries are considered serious.

The severe injury standards can be somewhat vague. That is why USAttorneys recommends you speak with a truck accident lawyer in Orange, Florida to help you determine if you meet Florida’s severe injury standard and if you should pursue your claim.

If you do meet the severe injury standard, you also need to know that Florida has a four years to file your personal injury or wrongful death claim. If you don’t file within that time period your case will be dismissed.

If you don’t meet the severe injury standard and must settle with an insurer, you can turn to an insurance claims attorney near your Florida location.

You should also know that even if you may have had a role in your truck accident you can still file a truck accident claim. Under Florida’s comparative negligence rules, truck accident victims are allowed to seek compensation even if they in part caused an accident but the settlement amount they receive will be reduced by the level of liability they have been assigned.  Say for instance, you were assigned 15 percent of responsibility for the accident. That means the final settlement you receive will be only be 85 percent of the total award.

Truck accident victims are eligible for compensation for their medical expenses, property damage costs and loss of wages. Some truck accident victims are also eligible for punitive damages but it is important to note that Florida caps punitive damages at $500,000 or three times the amount of compensatory damages or whichever is greater.

Truck drivers are also entitled to compensation if they were injured in an accident, but they need to speak with a workers’ compensation lawyer in Florida before deciding what route they should pursue. Truck drivers may have to go through an entirely different process to recover the compensation they need.

A truck accident has the potential to turn your life upside and you need someone on your side, fighting to get you the settlement you deserve. If you live in Orange, Florida, USAttorneys can connect you with truck accident lawyer near your location to help you secure a fair and just settlement for you accident.